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The business notebook

Know what the
numbers mean.

Practical explanations to use alongside the tools. Examples first, jargon last.

The business notebook

Margin vs. markup: the difference that changes your price

Compare margin and markup with a worked example, conversion formulas, and common pricing mistakes.

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The business notebook

How to calculate your break-even point

Understand fixed costs, variable costs, contribution, and the limits of break-even analysis.

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The business notebook

How to remove VAT from a tax-inclusive price

Learn why removing VAT requires division, with clear net, tax, and gross examples.

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The business notebook

Understanding a fixed-rate business loan payment

Learn how principal, interest, term, and fees affect an estimated business loan repayment.

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